Simulate
yourfinances
See how your
shapes your financial goal with what-if scenario modelingRehearse outcomes, compare trade-offs, and build confidence before acting. Nothing is committed—mistakes are cheap, outcomes are visible.
A/B test your decisions. Compare two strategies and see which future works better for you.
Budgets aren't rules—they're strategies for living. Test different ways of life before committing.
See your monthly stability, savings runway, and long-term trajectory at 1, 5, or 10 years.
Import transactions, categorize spending, and validate your strategy against reality.
Close the loop. See how your real spending compares to your plan and adjust course.
Your financial cockpit. See what matters at a glance—you decide, Cortado explains.
Core scenario planning is free. Coming soon: deeper insights, stress testing, and long-horizon forecasting.
Collaborate on financial planning with partners, families, or teams
Native iOS and Android apps for on-the-go scenario planning
Model credit scenarios—see how debt strategies impact your trajectory
Automatic transaction import from your bank for live plan vs actual
AI-powered transaction categorization that learns your patterns
Set savings goals that adapt to your scenarios and show progress across futures
Stress testing, scenario ranges (optimistic/base/defensive), and risk insights